These fees are charged to merchants for completing transactions, not to TSB cardholders.

Industry fee program - Debit Mastercard
Charities 0.00%
Contactless Micropayment (<=$15) 0.20%
Contactless Strategic Merchants 1 $0.04 NZD
Contactless Strategic Merchants 2 $0.05 NZD
Strategic Merchants 1 0.30%
Strategic Merchants 2 0.35%
Strategic Merchants 3 0.40%
Strategic Merchants 4 0.40%
Strategic Merchants 5 0.60%
Tokenized Contactless 0.20%
Commercial 0.00%
Contactless 0.20%
Consumer - Card Present 0.00%
Government & Utilities 0.50%
Government & Utilities 0.50%
Petroleum 0.50%
Recurring Payments - Tokenized 0.60%
Recurring Payments - Others 0.60%
Tokenized Online 0.60%
Consumer Premium - Card Present 0.00%
Consumer Premium - Card Not Present 0.60%
Consumer - Card Not Present 0.60%
Commercial – Card Not Present 0.60%
Industry fee program – Low Rate, Platinum & Business Mastercard
Charities 0.00%
Strategic Merchants 1 0.50%
Strategic Merchants 2 0.60%
Strategic Merchants 3 0.70%
Strategic Merchants 4 0.80%
Strategic Merchants 5 0.80%
Tokenised Contactless 0.50%
Contactless 0.50%
Government Services & Utilities 0.70%
Petroleum 0.60%
Education & Learning 0.80%
Recurring Payments - Tokenized 0.80%
Recurring Payments - Others 0.80%
Commercial 2.10%
Tokenized Online 0.80%
Consumer Standard: Card Present 0.80%
Consumer Premium: Card Present 0.80%
Consumer Standard: Card Not Present 0.80%
Consumer Premium: Card Not Present 0.80%