Whether you’re looking to buy, build, switch or top up your home loan, we can help find the home loan solution that works best for you.
Home loan rates
Looking for the certainty of a fixed term, the flexibility of floating, or a combination of both? We've got a range of rates and terms to suit you.
TSB's standard lending criteria, T&Cs, and fees apply. Min. 20% deposit.
Run the numbers
Home loan calculators
If you’re not sure how much you could borrow to purchase a home, or you're trying to figure out what your home loan repayments could be, try one of our home loan calculators.
Borrowing calculator
Want to know how much you could borrow?
Simply enter a few details into the calculator below and we'll give you an estimate of how much you could borrow.
Repayment calculator
Estimate your home loan repayments
Use our mortgage repayment calculator to work out what your repayments could be.
Helping you with your next move
Switch your home loan to TSB
We'll help make switching your home loan to TSB easy - we can work with your current bank to move all your bank accounts and regular payments across to TSB. It’s as simple as that.
Getting into your first home
Making the move from renter to homeowner? Find out how to get your deposit together and take the first step into your own home.
Buying your next home
Whether you’re looking to upsize or downsize, we'll help you make your next house a home.
Building a home
If you’re thinking about building, arranging finance might be easier than you think. We can help bring your building project to life.
Invest in a property
If you’re looking to purchase an investment property, find out how we can help grow your property portfolio.
Home loan top up
Looking to renovate or purchase something special? We’ll keep things simple when you need to top up your loan.
Choose what's right for you
Your home loan options
When it comes to loan type and repayment plans, one size doesn't fit all. Enjoy the freedom of a revolving credit, or make budgeting easier with a fixed home loan - whatever works best for you.
Pay off your home loan sooner
With a little planning and some helpful home loan tools, you could shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
Get in touch
Talk to a home loan specialist
Applying for a new home loan, buying your first home, or moving your mortgage to TSB? Our specialists are here to answer your questions, explore your options, and guide you through the process.
Save time, apply online
Apply for a home loan in just a few simple steps with our online application.
Find a Mobile Mortgage Manager
Our Mobile Mortgage Managers can come to you wherever and whenever suits.
Talk to us 0800 231 232
Talk to a Lending Specialist from 8am - 6pm Monday – Friday, or 9am – 5pm Saturday and Sunday.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change. All offers can be changed or withdrawn at any time without notice.
- Lending criteria, terms and conditions, and fees apply.
- When you bank with TSB you agree to our General Terms.