Find key terms and conditions, standard contracts, policies and other important bank disclosure information.

View standard form contracts, rates and fee information for all of the consumer credit contracts that we currently offer.

Code of Banking Practice

We want our customers to have a good banking experience. The Code of Banking Practice sets out the principles of good banking practice. We agree to follow these good banking practices in our customer relationships.

Home Loan Terms and Conditions

Home loan rates, fees and agreements

Personal Loan Terms and Conditions

We’re not currently accepting applications for new personal loans.

Personal loan rates, fees and agreements

Overdraft Terms and Conditions

Overdraft rates, fees and agreements

Term Investment Terms and Conditions

Term Investment Terms and Conditions

Funeral Investment Terms and Conditions

Funeral Term Investment Terms and Conditions

 

BusinessBank Terms and Conditions

Business, Commercial and Rural Terms and Conditions

Loan Contract Terms - Non retail (for business, commercial or rural lending purposes)

Please note that customers with loans entered into prior to 16 August 2022 may be on different loan terms. Please contact us for a copy.

Prize Draw Promotions Terms and Conditions