Rates
| Interest | Variable rate | ||
|---|---|---|---|
| Interest | Overdraft interest rate | Variable rate | 15.39% p.a |
Overdraft rates effective 26 November 2021. All interest rates are subject to change.
| We can charge you default interest in certain situations | Rate | ||
|---|---|---|---|
| We can charge you default interest in certain situations | If you go over your overdraft limit (credit limit), or do not pay amounts when they are due. | Rate | Your interest rate + 5.00% p.a |
| We can charge you default interest in certain situations | If your overdraft is cancelled, and you do not repay it in full on or before the date it is cancelled. | Rate | 22.00% p.a |
| We can charge you default interest in certain situations | If you have an overdraft with an expiry date, and do not repay it on or before it expires. | Rate | 22.00% p.a |
Fees
As at 30 November 2021, there are no fees on personal overdrafts.