Whether you’re looking to buy, build, switch or top up your home loan, we can help find the home loan solution that works best for you.
Home loans
Choose what's right for you
Explore our home loan rates
Whether you’re after the certainty of a fixed term, the flexibility of floating, or a combination of both, we have a range of rates and terms to suit you.
Your home loan options
When it comes to loan type and repayment plans, one size doesn't fit all. Enjoy the freedom of a revolving credit, or make budgeting easier with a fixed home loan - whatever works best for you.
Pay off your home loan faster
With a little planning and some helpful home loan tools, you could shorten the length of your loan term, reduce the amount of interest you pay, and save money in the long run.
Home loan calculators
If you’re not sure how much you could borrow to purchase a home, or you're trying to figure out what your home loan repayments could be, try one of our home loan calculators.
Borrowing calculator
Want to know how much you could borrow?
Simply enter a few details into the calculator below and we'll give you an estimate of how much you could borrow.
Repayment calculator
Estimate your home loan repayments
Use our mortgage repayment calculator to work out what your repayments could be.
Home loans
Helping you with your next move
Switch your home loan to TSB
We'll help make switching your home loan to TSB easy - we can work with your current bank to move all your bank accounts and regular payments across to TSB. It’s as simple as that.
Getting into your first home
Making the move from renter to homeowner? Find out how to get your deposit together and take the first step into your own home.
Buying your next home
Whether you’re looking to upsize or downsize, we'll help you make your next house a home.
Building a home
If you’re thinking about building, arranging finance might be easier than you think. We can help bring your building project to life.
Invest in a property
If you’re looking to purchase an investment property, find out how we can help grow your property portfolio.
Home loan top up
Looking to renovate or purchase something special? We’ll keep things simple when you need to top up your loan.
Important information
General Lending Terms and Conditions:
- TSB may approve residential loans with less than a 20% deposit subject to bank funding requirements.
- An early repayment fee may apply on fixed rate loans.
- All interest rates are subject to change. All offers can be changed or withdrawn at any time without notice.
- Lending criteria, terms and conditions, and fees apply.
- When you bank with TSB you agree to our General Terms.