Building a home

A 'Turn Key' build is a house and land package with a fixed price contract covering everything in the build.

You'll need to pay a minimum deposit of 10% up front, and then when construction is finished you’ll pay the balance, so you don’t need to worry about making progress payments throughout the build. When construction is finished, you can move straight in.

Generally, you'll need a deposit of at least 10% to build a new home. Talk with one of the team to see if you're eligible.

If you’re a first home buyer and looking to build, you might need a helping hand to get started. There are a few options you can explore to help fund your build project. 

The first step is to find the perfect spot to put your new home. You may choose to find an empty section that fits your criteria before deciding on the house plan to build on it.

Alternatively, a house and land package might be the easiest option where you can have input on the house design but don’t have to worry about managing everything yourself.

If you’re lucky enough to find that your perfect home is already built, the purchase of the property would be considered a "new build", meaning you may only need a 10% deposit to purchase it. The property needs to be under six months old and hasn't been previously occupied to qualify.

Your choice of house design will depend on the type of home you want to build. Building companies will have pre-drawn plans you can use and adapt to suit your needs. Just remember that making changes to those plans will likely increase the cost so it’s good to factor in a buffer to allow for these changes.

If you know exactly what you’re after, you can create a custom house design through an architect and then have that plan priced up through a builder.

There are many options to finding your perfect home. Your choice will depend on the type of home you want, your budget and how much input you want into the house design.

Once you’ve made the decision, your plans will then need to be submitted to your local council to obtain a building consent. Talk to your builder, as they may submit these for you.

If you’ve got your building consent sorted, now comes the exciting part - the build!

Most builds require the site to be cleared and for more difficult sites, retaining walls and posts may need to be put in place before work can begin on setting the foundations. Depending on what decisions you’ve made for your house build it can take anywhere from 8 weeks to 12 months to complete.