As at 1 November 2024

Personal accounts

Account balance Rate
Account balance $0+ Rate 0.00% p.a.
Account balance Rate
Account balance $0+ Rate 3.45% p.a.

Interest is calculated daily and paid monthly on the last working day of each month.

Account balance Rate
Account balance $0+ Rate 3.45% p.a.

Interest is calculated on the minimum balance of the account during each calendar month and paid quarterly on the last working day of March, June, September and December. 

Business accounts

Account balance Rate
Account balance $0+ Rate 0.00% p.a.
Account balance Rate
Account balance $0 - $4,999 Rate 2.35% p.a.
Account balance $5,000 - $99,999 Rate 2.35% p.a.
Account balance $100,000 - $999,999 Rate 2.40% p.a.
Account balance $1,000,000 and over Rate 2.40% p.a.

Interest is calculated daily and paid monthly on the last working day of each month.

Account balance Rate
Account balance $0+ Rate 0.00 p.a.

This account is for non-profit organisations, schools, clubs, and social committees. 

Unauthorised Overdraft

Unauthorised overdraft Rate
Unauthorised overdraft If your account is overdrawn, we will charge interest daily on the unauthorised overdraft amount. Rate 22.00% p.a.

You can find more information about unauthorised overdrafts in our General Terms.

Home loan rates

Term Investment rates

Important information

 All interest rates are subject to change. When you bank with TSB you agree to our General Terms.